James A. Matzger, CFP

<body> </head> <body text="#000066" link="#000066" vlink="#000066" alink="#000066" bgcolor="#FFFFFF" leftmargin="0" topmargin="0"> <table border="0" cellpadding="2" width="100%" cellspacing="0"> <tr> <td align="center" valign="top" width="25%"> <table width="120" border="0"> <tr> <td align="center" style="text-align=center; color=#000066; font=bold 14px Arial, Helvetica, sans-serif;"> <a style="text-decoration:none" href="newsletters.cfm?ID=1481" target="_top"> <img src="/graphics/tsr08112.gif" border="0" width="120" height="50" alt="TIPS for Managing Inflation" vspace="4"><br> <font face="Arial, Helvetica, sans-serif" size="2" color="#000066"> <strong>TIPS for Managing Inflation</strong> </font> <br><br> </a> </td> </tr> </table> </td> <td align="center" valign="top" width="25%"> <table width="120" border="0"> <tr> <td align="center" style="text-align=center; color=#000066; font=bold 14px Arial, Helvetica, sans-serif;"> <a style="text-decoration:none" href="newsletters.cfm?ID=1482" target="_top"> <img src="/graphics/tsr08113.gif" border="0" width="120" height="50" alt="Investing Can Be Funds" vspace="4"><br> <font face="Arial, Helvetica, sans-serif" size="2" color="#000066"> <strong>Investing Can Be Funds</strong> </font> <br><br> </a> </td> </tr> </table> </td> <td align="center" valign="top" width="25%"> <table width="120" border="0"> <tr> <td align="center" style="text-align=center; color=#000066; font=bold 14px Arial, Helvetica, sans-serif;"> <a style="text-decoration:none" href="newsletters.cfm?ID=1461" target="_top"> <img src="/graphics/tsr08102.gif " border="0" width="120" height="50" alt="Why Do Lower Prices Equal Higher Yields?" vspace="4"><br> <font face="Arial, Helvetica, sans-serif" size="2" color="#000066"> <strong>Why Do Lower Prices Equal Higher Yields?</strong> </font> <br><br> </a> </td> </tr> </table> </td> <td align="center" valign="top" width="25%"> <table width="120" border="0"> <tr> <td align="center" style="text-align=center; color=#000066; font=bold 14px Arial, Helvetica, sans-serif;"> <a style="text-decoration:none" href="newsletters.cfm?ID=1566" target="_top"> <img src="/graphics/tsr09044.gif" border="0" width="120" height="50" alt="Defend Your Retirement from Inflation" vspace="4"><br> <font face="Arial, Helvetica, sans-serif" size="2" color="#000066"> <strong>Defend Your Retirement from Inflation</strong> </font> <br><br> </a> </td> </tr> </table> </td> </tr> </table> <table width="100%" border="0" height="196" cellpadding="0" cellspacing="0" align="center"> <tr> <td align="right" valign="top"> <a href="calculators.cfm" target="_top"> <img src="/graphics/9/T6C1fciconA.gif" height="76" width="86" border="0" align="top"></a></td> <td valign="top" align="left"> <a href="calculators.cfm" target="_top"> <img src="/graphics/9/T6C1fciconB.gif" alt="Calculators" width="215" height="41" border="0" align="top"></a> <p style="font: bold 10pt Arial, Helvetica, sans-serif;">   <a style="text-decoration:none" href="calculators.cfm?ID=140" target="_top"> Home Affordability</a></p> <p style="font: bold 10pt Arial, Helvetica, sans-serif;">   <a style="text-decoration:none" href="calculators.cfm?ID=141" target="_top"> Mortgage Refinancing</a></p> <p style="font: bold 10pt Arial, Helvetica, sans-serif;">   <a style="text-decoration:none" href="calculators.cfm?ID=142" target="_top"> Mortgage Acceleration</a></p> <p style="font: bold 10pt Arial, Helvetica, sans-serif;">   <a style="text-decoration:none" href="calculators.cfm" target="_top">More Financial Calculators...</a></p></td> <td align="center" valign="middle"> <table border="0" cellpadding="0" cellspacing="0"><tr> <td width="16" height="16"><img src="/graphics/q1.gif" width="16" height="16"></td> <td height="16"background="/graphics/q2.gif"> <img src="/graphics/q2.gif" width="1" height="16"></td> <td width="24" height="16"><img src="/graphics/q3.gif" width="24" height="16"></td> </tr><tr> <td width="16" background="/graphics/q4.gif"> <img src="/graphics/q4.gif" width="16" height="1"></td> <td align="center" valign="middle"><table bgcolor="#DCDCDC" align="center" border="0" cellpadding="0" cellspacing="0"> <tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" size="-2"> <font size="2"><strong>Market Watch</strong></font> - July 04, 2009 @ 10:20 AM<br><br> </font></td></tr> <tr><td align="right"><font face="Arial, Helvetica, sans-serif" size="-2" color="#000000"> <a style="text-decoration:none" href="quotes.cfm?symbol=$INDU" target="mondo"><font color="#000000"><strong>Dow Jones Industrials</strong></font></a> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 8,280.74</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 223.32</strong></font></td></tr> <tr><td align="right"><font face="Arial, Helvetica, sans-serif" size="-2" color="#000000"> <a style="text-decoration:none" href="quotes.cfm?symbol=$COMPQ" target="mondo"><font color="#000000"><strong>Nasdaq Composite</strong></font></a> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 1,796.52</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 49.20</strong></font></td></tr> <tr><td align="right"><font face="Arial, Helvetica, sans-serif" size="-2" color="#000000"> <a style="text-decoration:none" href="quotes.cfm?symbol=$SPX" target="mondo"><font color="#000000"><strong>S&P 500</strong></font></a> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 896.42</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 26.91</strong></font></td></tr> <tr><form action="http://partners.marketcenter.com/fiserv/quotes/quote.action?symbol=" method="get" target="lower"> <td align="center" colspan="3"><br><input type="text" size="6" maxlength="6" name="s" value=""> <input type=submit value="Get Quote"></td></form></tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" size="-1"> <br>[ <a style="text-decoration:none; color: #000000" href="markets.cfm" target="mondo"><font color="#000000">Markets</font></a> | <a style="text-decoration:none; color: #000000" href="charts.cfm" target="mondo"><font color="#000000">Charts</font></a> | <a style="text-decoration:none; color: #000000" href="quotes.cfm" target="mondo"><font color="#000000">Quotes</font></a> | <a style="text-decoration:none; color: #000000" href="portfolio.cfm" target="mondo"><font color="#000000">Portfolio</font></a> ]</font></td> </tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" style="font-size:7pt;"><br>Market data delayed per exchange rules. <br>All quotes are in US Eastern Time (EST). <br>© eSignal. A division of  <br>Interactive Data Corporation. (NYSE:IDC)  <br>All rights reserved.</font></td> </tr></table> </td><td width="24" background="/graphics/q5.gif"> <img src="/graphics/q5.gif" width="24" height="1"></td> </tr><tr> <td width="16" height="24"><img src="/graphics/q6.gif" width="16" height="24"></td> <td height="24" background="/graphics/q7.gif"> <img src="/graphics/q7.gif" width="1" height="24"></td> <td width="24" height="24"><img src="/graphics/q8.gif" width="24" height="24"></td> </tr></table> </td> </tr> <tr><td align="center" colspan="3"><font color="#000066" face="Arial, Helvetica, sans-serif" size="-2"><br><p>States Licensed in Securities: AZ CA CO HI IL IN NM NV NY OR WA<br /> <br /> States Licensed in Insurance: CA OR<br /> <br /> <br /> <br /> </p> <center><strong>CLIENT ACCOUNT ACCESS AND OTHER LINKS OF INTEREST</strong> </center> <p><br /> <br /> </p> <center></center> <p><a href="http://www.fiibg.com/my/clientaccess"><u>Client Account Access</u></a><br /> <br /> <a href="https://www.moneyguidepro.com/securitiesamerica/Guests.aspx?gst=165506B7067BA75A00DFAB7B72AE54C0A31F41DF72973E3A42A017DC2C4857D1&sDestPage=10032">Financial Planning Client Account Access</a><br /> <br /> <a href="http://www.irs.ustreas.gov/">Internal Revenue Service</a><br /> <br /> </p> <p> </p></font></td></tr></table> <table width="100%" align="center" border="0" cellpadding="4" cellspacing="0"><tr><td align="center"> <div align="center"><font face="Arial, Helvetica, sans-serif"><font size="2"><br>[ <a style="text-decoration:none" href="research.cfm" target="_top">Articles</a> | <a style="text-decoration:none" href="calculators.cfm" target="_top">Calculators</a> | <a style="text-decoration:none" href="newsletters.cfm" target="_top">Newsletters</a> | <a style="text-decoration:none" href="quotes.cfm" target="mondo">Quotes</a> | <a href="https://www.emeraldsecure.com/contact_form.cfm?SSLID=1293&SN=0" onclick="javascript:infobox('https://www.emeraldsecure.com/contact_form.cfm?SSLID=1293&SN=0','680','550'); 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